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Overdraft /salary advance
heri
#1 Posted : Tuesday, December 13, 2016 5:18:18 PM
Rank: Member


Joined: 9/14/2011
Posts: 489
Location: nairobi
For salaried people , which bank can give a salary advance /overdraft i.e some cash payable at month end when the salary hits the account

My current banker has said no and i have some urgent cash requirement
Swenani
#2 Posted : Tuesday, December 13, 2016 6:02:53 PM
Rank: User


Joined: 8/15/2013
Posts: 11,109
Location: Vacuum
heri wrote:
For salaried people , which bank can give a salary advance /overdraft i.e some cash payable at month end when the salary hits the account

My current banker has said no and i have some urgent cash requirement


blame the rate cap
"If you're tired of arguing with strangers on internet, try talking to one of them in real life"-Barack Obama 10th January 2017
mawinder
#3 Posted : Tuesday, December 13, 2016 6:40:20 PM
Rank: Elder


Joined: 4/30/2008
Posts: 5,865
heri wrote:
For salaried people , which bank can give a salary advance /overdraft i.e some cash payable at month end when the salary hits the account

My current banker has said no and i have some urgent cash requirement

Family Bank.
TheGeek
#4 Posted : Tuesday, December 13, 2016 9:21:05 PM
Rank: Member


Joined: 7/3/2014
Posts: 244
mawinder wrote:
heri wrote:
For salaried people , which bank can give a salary advance /overdraft i.e some cash payable at month end when the salary hits the account

My current banker has said no and i have some urgent cash requirement

Family Bank.


Your account history must be atrocious.

FBL will give you only if your salo passes through them.
In the world of securities, courage and patience become the supreme virtues after adequate knowledge and a tested judgment are at hand.
newfarer
#5 Posted : Wednesday, December 14, 2016 6:33:06 AM
Rank: Elder


Joined: 3/19/2010
Posts: 2,595
Location: Uganda
If it's less than 20000 try KCB Mpesa loan on you safaricom sim menu. See what you can qualify. Then top up the balance with mshwari.

For future Convenience, get a credit card but ensure strict discipline on its use.


Banks will always come to you when you don't need them and dessert you at the hour of need. Credit card with discipline can reduce the pain. Just pay the bill in time
punda amecheka
Shak
#6 Posted : Thursday, December 15, 2016 7:39:02 PM
Rank: Veteran


Joined: 2/22/2009
Posts: 1,657
Location: Africa
Equitel easy loan. Get an equitel sim card.
Angelica _ann
#7 Posted : Thursday, December 15, 2016 8:59:11 PM
Rank: Elder


Joined: 12/7/2012
Posts: 6,382
Shak wrote:
Equitel easy loan. Get an equitel sim card.

Must have been active for more than 6 months.
In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
hardwood
#8 Posted : Thursday, December 15, 2016 9:21:16 PM
Rank: Elder


Joined: 7/28/2015
Posts: 3,622
Angelica _ann wrote:
Shak wrote:
Equitel easy loan. Get an equitel sim card.

Must have been active for more than 6 months.

Whaaaaat?
Shak
#9 Posted : Friday, December 16, 2016 12:30:43 AM
Rank: Veteran


Joined: 2/22/2009
Posts: 1,657
Location: Africa
.
Shak
#10 Posted : Friday, December 16, 2016 12:30:51 AM
Rank: Veteran


Joined: 2/22/2009
Posts: 1,657
Location: Africa
Your options also include Tala and Branch mobile apps. Be warned thst they charge hefty fees for their loans. If you have a Kcb account dial *522# to apply for a mobi loan. If you have an insurance policy you can borrow against it
Flo-ology
#11 Posted : Sunday, December 18, 2016 12:59:03 PM
Rank: New-farer


Joined: 12/17/2016
Posts: 46
Stanbic bank. Have banked with them for over 5 years and they don't disappoint. They can give upto 1/3 of your salary. Approval within 24 hours
Reflection Eternal
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